Partial Insurance Claim Benefits

Partial Insurance Claim Benefits

If you were hurt due to an injury at work or during travel for your job you may be entitled to monetary compensation during your recovery as well as reimbursed wages for time away from work.

The natural thought process behind this is that after reporting the injury, the claim gets reported to the insurance company, someone from the insurance company will call you and ask some questions about the injury/claim and in a few days or a week, money will start coming in to cover your medical claims and pay you for your time away from work.

The problem with the above scenario is that it relies heavily on the assumption that an insurance company has your best interest as its primary focus.

As a personal injury attorney, I run into this misconception quite often and I have to educate many of my clients on how the insurance companies work. Nearly all of my clients have the same question when I meet them, “Why did my insurance offer to pay so little”?

Insurance companies exist to make a profit

It would be great if insurance companies were in the business of reasonably settling claims for injuries. The reality is that most insurance companies are very large corporations, and like most other large corporations, their main goal is to make money for their shareholders.

When an insurance company can decrease the amount of money they pay out for claims, they, in turn, increase their own profits and the profits of their shareholders. This often leads to insurance companies attempting to minimize their claims by offering a “partial claim” or a lower payout in the hopes that it will be accepted by the injured party.

This is where I would be able to help you. It’s my job to deal with the insurance company on your behalf to make sure you get the compensation that you deserve. I have been dealing with Minnesota insurance companies for 20+ years, I know what works and what doesn’t work and how to get you the compensation you deserve.

If you or someone you know has been hurt on the job and has received a low offer of compensation from their insurance company, call or email me to set up a free consultation and review of the injury claim.